Terms of Use


Last Updated: 7/24/25

Welcome to Minnesota Money Mentor. These Terms & Conditions (“Terms”) govern your use of our website (www.minnesotamoneymentor.com), digital products, content, and services (collectively, the “Site”). By using this Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Use of Content

All content on this Site—including blog posts, digital downloads, spreadsheet tools, and any other materials—is provided for educational and informational purposes only.

Nothing on this Site should be interpreted as financial, investment, legal, accounting, or tax advice. You should consult a licensed professional before making any financial decisions.

2. Not Financial Advice

Minnesota Money Mentor is not a licensed financial advisor, tax professional, or investment adviser. Our products and content are general in nature and do not consider your specific circumstances. Use of the Site or its content does not create a client relationship.

3. Intellectual Property

All content on this Site—including but not limited to logos, graphics, text, spreadsheets, and website design—is the intellectual property of Minnesota Money Mentor and is protected by U.S. copyright and trademark laws.

You may not copy, share, resell, or redistribute any content, tools, or downloads from this Site without express written permission.

4. Digital Product License

When you purchase a spreadsheet or other digital product, you are granted a non-transferable, non-commercial license for personal use only. You may:

  • Download and save the product to your own device or drive

  • Use it for your own personal financial planning

You may not:

  • Share the file or download link with others

  • Resell, modify, or republish any portion of the product

  • Claim ownership or original authorship

5. Refund Policy

If you are unsatisfied with your purchase for any reason, reach out to me directly at sam@minnesotamoneymentor.com within 30 days of your purchase, and we'll give you a full refund. No questions asked.

6. User Submissions

If you submit comments, questions, testimonials, or other content through the Site or via email, you grant us permission to use them for marketing or promotional purposes, unless you request otherwise.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your personal information.

8. Limitation of Liability

Minnesota Money Mentor is not liable for any losses, damages, or harm resulting from:

  • Your use of the Site or its content

  • Your reliance on information or tools provided

  • Any technical issues, errors, or omissions

Use the Site at your own risk.

9. Changes to These Terms

We may update these Terms occasionally. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of the Site after changes are made constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by the laws of the State of Minnesota, without regard to its conflict of law principles.

11. Contact Us

For questions about these Terms, please contact:

Sam Andersen
Minnesota Money Mentor
Email: sam@minnesotamoneymentor.com